Bonds / FD
Bonds offer one of the bext hedges to a wealth portfolio and an ideal mix based on risk profile and asset allocation is a must to capture optimal returns instead of maximizing returns. While wealth-building exercise is long-term and one will have to remain in equity most of the time, we need to make provision for hedging your portfolio during volatile periods and as you near your goals. Bonds offer a much optimal mix of risk and return to a client portfolio and at any time investors should be focusing on total portfolio return rather than compartmental return
| S.No | Key Highlights of Bonds |
|---|---|
| 1. | High credit quality bonds |
| 2. | High yield bonds for long term |
| 3. | Hold to maturity to avoid int risk | 4. | Only DMAT transfer of bonds | 5. | Select offering from 2-3 companies | 6. | Min of 5 lacs & above value of bonds only |
The Bonds markets have also moved up the value chain offering various risk-adjusted returns right from capital protection to high yielding bonds that can help add up to your portfolio returns You can subscribe to plain vanilla bonds issued by Public sector Undertakings like NHAI, HUDCO or from private companies of repute like L&T, Bajaj Finance, Shriram, or from renowned banks such as SBI, HDFC, and ICICI. Further, some structured products create a secured way of retail lending to large Corporate through P2P loans giving access to secured investment with high-yielding assets.
Disclaimer: Investors are expected to do their one due diligence before investing in any schemes. No part of this information will be construed as an invitation to invest in such schemes. The Past performance of the said schemes may or may not be achieved in the future. Pl read all relevant documents and consult your advisor before investing in any or all of the products.